AAPKA HISAB
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For vehicle financiers

Customized Loan management system, all in one app.

Making the manual hassle of data entry, EMI collection and day-to-day accounting easier.

Book a free demo Watch it work · 1:38

The real system, start to finish · 1 min 38 s

Made for your office

Built to Power Loan Origination, Management, Collections, everything at one place.

Every finance office works a little differently. Tell us what slows your work down, however small, and we build the fix into your Aapka Hisab. You pay nothing extra for it.

  1. Tell us the problemOn WhatsApp, on a call or during the demo. In your own words.

  2. We build the fixInto your Aapka Hisab. We tell you when it will be ready.

  3. It is switched on for youFor your company, at no additional cost.

  • Any change, big or small
  • No extra cost
  • Built for your company
Tell us your problem
Illustration. The request is an example.

What changes in your office

The same work. Far less of it.

Today
With Aapka Hisab
Typing 40+ fields of every loan file by hand
Photograph Aadhaar, PAN and RC. Most of the form fills itself.
Checking every typed number twice
Our system tells how sure it is about each field, so only the doubtful fields need to be checked.
EMIs and late charges on a calculator
Overdue, days late and late charge worked out every day.
Khata, files and cheques in different places
Everything about a loan on one page.
Writing notices one by one
20 ready letters, filled with the loan's details. Print in one click.
Field staff waiting for signal
Photos save on the phone with weak or no signal, and upload when the network is back and the app is open.Android app
Month-end surprises
One dashboard each morning: collected, due today, overdue.

Why Aapka Hisab

Built on feedback, delivered with expertise.

We've worked intricately with our clients, understood & analyzed every minute detail of their operations & built features around their varied requirements.

This makes Aapka Hisab the most comprehensive solution, with functionalities that you actually require & a host of features that add value across your entire auto loans lifecycle.

How it works

Three steps from file to collection.

  1. Capture

    • Aadhaar, PAN, RC
    • Guarantors
    • Vehicle and cheque photos

  2. Approve

    • Doubtful fields marked
    • Duplicate file no. refused

  3. Collect and track

    • EMIs and late charges
    • Reminder letters
    • Seizure and sale
    • NOC at closure

Built for the owner

You stay in control of every rupee.

Give your staff the work, not the keys.

  • One dashboard, every morningMoney out, money in, and who is due today.
  • Branches kept apartBranch staff see only their own branch's loans, unless you allow more.
  • You decide who can do whatSwitch editing EMIs, editing files and seeing the khata on or off, person by person.
  • Every change is recordedWho changed what and when, with the value before and after.

Safety

What protects your data

  • Your company's data is kept separate. Security rules lock every record to your company.
  • Permissions for each person, down to editing EMIs and seeing the khata.
  • Every change is logged with its before and after values. The log cannot be edited.
  • Backed up every day. Any minute of the last 7 days can be restored.
  • Deleted loans go to Trash and can be brought back.
  • Encrypted while it travels and while it is stored.
  • AI keys stay on our server, never on staff phones.
Where your data is Your loan database is stored in Mumbai, India. Document photos are read by a secure AI service outside India.
Read the privacy policy

Switching

Bring your old records. We help move them.

  • Send us your Excel sheets. We load your customers, loans and EMIs.
  • Your own file numbers stay the same.
  • Our first customer's whole loan book was loaded from one Excel file.
  • Tell us how you keep records today. We will tell you how long moving them takes.

Questions

Things financiers ask us.

What do I need to use it?

A computer or laptop with a browser for the office. Android phones for field staff.

Can you change it to fit how my office works?

Yes. Tell us what you need, however small: a new field, a report, a letter, a rule for late charges. We build it into your Aapka Hisab at no additional cost, and tell you when it will be ready.

Which phones does it work on?

The Android app runs on Android 7 and newer. It is available on the Google Play Store. The website also opens in any phone's browser.

Is it in Hindi?

The screens are in simple English. The accounts use the words you already use: bahi-khata, Naam and Jama, Roz ka Hisab. We can explain everything in Hindi during the demo.

Can I bring my existing loans?

Yes. Send us your Excel sheets and we load your customers, loans and EMIs with your own file numbers. Our first customer's whole loan book came from one Excel file.

Using other software? Send us an export and we will tell you what can be moved and how long it takes.

I have more than one branch. Will it work?

Yes. Add every branch. Each branch works on its own loans, and you see all of them together.

Is it hard for my staff to learn?

Most of the work is taking photos and checking what was filled in. The khata works the way you already keep accounts. Bring a staff member to the demo and judge for yourself.

Can I take my data out later?

Your reports, statements and khata can be downloaded for Excel at any time.

Bring one loan file. We'll show you the rest.

A free demo with a file like yours. Tell us what slows your office down, too. No commitment, no card.

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